A personal-finance book

The Keep Rate

Why what you keep matters more than what you make.

What you makeWhat you keep

By Elias Talbask

Cover of The Keep Rate by Elias Talbask

"Wealth is what remains after you have paid for your present life."

The Keep Rate, p. 10

One idea, three moves

Track the share of your income you actually keep, then work on it.

01

Measure it

Find your keep rate: the part of every dollar that stays with you.

02

Protect it

Hold the line through raises and career changes, when lifestyle creep sets in.

03

Grow it

Raise it with a 30-day challenge. Every chapter ends with three moves to start on.

Get your copy

© 2026 Elias Talbask