A personal-finance book
The Keep Rate
Why what you keep matters more than what you make.
By Elias Talbask

"Wealth is what remains after you have paid for your present life."
The Keep Rate, p. 10One idea, three moves
Track the share of your income you actually keep, then work on it.
01
Measure it
Find your keep rate: the part of every dollar that stays with you.
02
Protect it
Hold the line through raises and career changes, when lifestyle creep sets in.
03
Grow it
Raise it with a 30-day challenge. Every chapter ends with three moves to start on.
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© 2026 Elias Talbask